Free GTA real estate tools
Start with
a real number.
Make the first decision with more context. Use these calculators to estimate the costs behind buying, selling, and investing—then review the result with Himanshu.
Choose your starting point
Six decisions.
Six useful estimates.
Each tool is free, private, and works directly in your browser. No account is required.
Mortgage payment
Estimate principal, interest, property tax, condo fees, and your total monthly housing cost.
Open calculator ↗02Buying powerHome affordability
Turn household income, monthly debt, down payment, and an estimated rate into a practical purchase-price range.
Open calculator ↗03Closing taxLand transfer tax
Estimate Ontario land transfer tax and, when applicable, Toronto municipal land transfer tax.
Open calculator ↗04Cash to closeBuyer closing costs
Build an estimate for land transfer tax, legal costs, inspection, adjustments, and other purchase expenses.
Open calculator ↗05Selling planSeller net proceeds
Estimate what may remain after the mortgage payout, commission, legal fees, and other selling costs.
Open calculator ↗06Investment checkRental cash flow
Compare expected rent against financing, taxes, fees, insurance, maintenance, and vacancy allowance.
Open calculator ↗Your figures stay in your browser. These calculators do not save or submit personal financial information.
Get personal guidance ↗
Plan your move